​

 

Has your business grown to the point where you are looking to offer more to yourself and your employees? Do you already offer some retirement benefits but feel that you have outgrown them? David has worked with many small- and medium-sized business owners to address these very questions. He knows how complicated these decisions can be and will help you analyze your specific situation and provide insight into the best objectives to take your qualified and non-qualified retirement plans to the next level.

​

Feel like you don't know where to begin? Here are a few things to consider that can help start the conversation.

​​

• Different types of plans allow business owners to save anywhere between $5,000 to $200,000+ annually.

  • How much do you hope your retirement plan will allow you to save for your own retirement?​

• Different types of plans can be designed to contribute more to the business owner, or evenly to owners and employees.

  • Is your primary objective to save for your own retirement, or to help your employees save for their retirement?​

• Some retirement plans require annual contributions, while others allow you to make contributions at your discretion.

  • Is your business in a position where it can afford to make annual contributions?​

• Business owners often list "attracting and retaining talent" as a reason for offering a retirement plan.

  • Which of these two is more important? Attracting new employees, or rewarding the ones you already have?​

• While many retirement plans allow employees to make tax-deferred contributions to their own accounts, some do not.

  • How important is it to you that your employees be able to use this retirement plan to save for their own retirement?​

​

​

​